At Loan Info Group, we are committed to operating transparently and in full compliance with local regulations wherever we operate. In doing so, we ensure that all our activities, content, and partnerships align with applicable regulations in the jurisdictions where we operate.
 

Reference to the Estonian Financial Supervisory Authority (Finantsinspektsioon)

Thorozy Ltd, the company behind several informational platforms including MiaCredit.ee and MiaCredit.com, has been in communication with the Estonian Financial Supervisory Authority (Finantsinspektsioon) to clarify the regulatory framework applicable to financial comparison and informational websites like ours.
 

Following direct communication, Finantsinspektsioon confirmed in writing that the informational and comparison-based business model used on MiaCredit.ee, where Loan Info Group platforms present financial service providers, display affiliate links, and offer independent content, does not require a financial services license under Estonian law. This confirmation affirms that our activities — providing transparent comparisons and facilitating access to third-party financial services — are fully compliant with the applicable regulatory requirements in Estonia.
 

This confirmation reinforces our commitment to responsible and compliant operations. It also allows us to reference Finantsinspektsioon to highlight our proactive approach to ensuring legal compliance.
 

Important Clarification: Thorozy Ltd, including all related brands (such as MiaCredit.ee), does not provide financial services directly. We do not issue loans, handle customer funds, or make credit decisions. Our role is to offer independent information, comparisons, and links to third-party financial service providers to help consumers make informed financial choices.
 

Why We Display the Finantsinspektsioon Logo

The inclusion of the Finantsinspektsioon logo or reference in our footer serves to:

• Demonstrate our commitment to transparency by showing we have proactively consulted with regulators.

• Reassure users and partners that our business model has been reviewed and that we fully understand and follow the applicable regulatory requirements.

• Clarify our role as an informational platform rather than a direct financial service provider.
   

The logo does not imply an endorsement or partnership with Finantsinspektsioon. Instead, it highlights that we have gone through the proper regulatory due diligence process to confirm that Loan Info Group operates legally and transparently within Estonia.
 

Full Transparency and Conclusion

For full transparency, users can access Finantsinspektsioon’s official website at: www.fi.ee

We also encourage users to always verify financial providers directly through Finantsinspektsioon’s official list of licensed financial institutions, available on their website.
 

At Loan Info Group, we take regulatory compliance seriously. By proactively engaging with regulators and ensuring that our platform meets legal requirements, we aim to offer consumers a safe, transparent, and reliable source of financial information.
 

If you have any further questions about our compliance practices or how we source and present information, feel free to contact us at hello@miacredit.com.